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Our Elite Carriers

At Moiseshield Financial, we equip agents with direct appointments to the world’s most prestigious, A-rated life insurance and retirement conglomerates. Every contract is direct — no middlemen, direct carrier commissions, and full ownership of your book.

A.M. Best "A" Rated or Better
Direct Carrier Contracting
100% Vested from Day 1
Direct Carrier Appointments

Click any carrier badge to instantly highlight their portfolio & underwriting guidelines

Premier PartnerLife & Annuities

Transamerica

A (Excellent) by A.M. Best
$400B+ Assets Backed

A cornerstone of American financial protection for over a century, known for market-leading Index Universal Life (IUL) solutions and competitive term ladders.

Key Products & Lines
Trendsetter Super SeriesTransamerica Financial Foundation IULFixed Index Annuities
Direct carrier contracts
Top non-med underwriting limits
High living benefits
Direct Appointment AvailableRequest appointment
Annuity TitanAnnuities & Retirement

Athene Annuity

A+ (Superior) by S&P / A.M. Best
$300B+ Total Invested Assets

One of the fastest growing and most capitalized fixed indexed annuity providers globally, dedicated to helping retirees protect capital and capture growth.

Key Products & Lines
Athene MaxPro FIAAthene Agility Index AnnuityAthene Ascent Pro
Industry-leading index participation rates
Guaranteed lifetime income riders
Uncapped volatility-controlled indices
Direct Appointment AvailableRequest appointment
Heritage BrandLife & Annuities

Mutual of Omaha

A+ (Superior) by A.M. Best
Over 115 Years of Integrity

A household brand name families have trusted since 1909. Unmatched brand trust makes client conversions seamless for both young families and seniors.

Key Products & Lines
Children's Whole LifeTerm Life AnswersLiving Promise Final ExpenseExpress Whole Life
Household brand recognition
Simplified issue e-App process
Rapid automated point-of-sale decisions
Direct Appointment AvailableRequest appointment
Fraternal BenefitLife & Annuities

Foresters Financial

A (Excellent) for 23+ Consecutive Years
Fraternal Society Reserves

A unique fraternal benefit society where policyholders share in complimentary member perks, college scholarships, orphan benefits, and comprehensive living benefit riders.

Key Products & Lines
Advantage Plus IISMART Universal LifeStrong Foundation TermPlanRight Whole Life
Unique fraternal member benefits (grants, scholarships)
Top living benefits for critical illness
High face-amount non-med limits
Direct Appointment AvailableRequest appointment
Vitality PioneerLife & Annuities

John Hancock

A+ (Superior) by A.M. Best
Part of Manulife ($1.3T+ AUM)

Renowned for revolutionary Vitality integration that rewards clients with premium savings and travel perks for staying healthy, paired with institutional-grade cash accumulation IULs.

Key Products & Lines
Accumulation IULProtection IULJohn Hancock Vitality PLUS
John Hancock Vitality health rewards program
Premium rate discounts for healthy habits
Exceptional jumbo and high-net-worth underwriting
Direct Appointment AvailableRequest appointment
Retirement PowerhouseAnnuities & Retirement

Global Atlantic Financial Group

A (Excellent) by A.M. Best / KKR Backed
Majority Owned by KKR & Co.

Backed by private equity powerhouse KKR, Global Atlantic combines world-class institutional asset management with bespoke fixed index annuity retirement protection.

Key Products & Lines
ForeAccumulation FIAForeIncome FIALifetime Foundation ELNY
Backed by global investment giant KKR
Innovative multi-index options (Barclays, S&P)
Generous guaranteed minimum withdrawal benefits
Direct Appointment AvailableRequest appointment
Instant DecisionMortgage Protection

Americo Financial

A (Excellent) by A.M. Best
100+ Years in Business

A leader in mortgage protection insurance featuring 100% paperless e-applications and automated decision engines that deliver policy numbers at point-of-sale.

Key Products & Lines
HMS Plus Mortgage ProtectionEagle Premier Final ExpenseU-Select Term
Instant-decision e-App with no medical exams
Built-in involuntary unemployment waiver
Return of Premium (ROP) options
Direct Appointment AvailableRequest appointment
Final Expense LeaderFinal Expense

American-Amicable

A (Excellent) by A.M. Best
Founded in 1910 (Waco, TX)

Operating continuously for well over a century, American-Amicable delivers lightning-fast telephone verification and simplified underwriting for everyday Americans.

Key Products & Lines
Golden SolutionTerm Made SimpleEasy Solutions ImmediateSurvivor Protector
Very liberal underwriting for impaired risks
Bilingual customer service and forms
Instant point-of-sale telephone interviews
Direct Appointment AvailableRequest appointment
High Contract Levels

Contract with all top carriers through Moiseshield

Start between 70% to 130% on our transparent 10% career contract ladder. Upload your state licenses, E&O, and contracting paperwork through the secure agent portal to get appointed in as little as 48 hours.

Start Carrier Appointments Agent Portal Upload

Direct Carrier Advantages

  • Direct pay directly from the insurance carrier to your bank account
  • Non-captive status: offer the best product for every client scenario
  • Instant access to carrier portals, illustration engines, and e-Apps
  • No captive quotas or penalties for writing across multiple providers